Handling ACH Returns with Missing or Broken Data
Strategies for processing ACH returns when data is missing, truncated, or corrupted. Learn to handle the uncertainty gracefully.
Build Tales explores the real-world challenges of building fintech platforms, scaling engineering teams, and architecting resilient systems. From ACH payment rails to distributed systems patterns, these articles combine technical depth with practical leadership insights.
Topics include: U.S. payment systems (ACH, wire transfers, card networks, RTP, FedNow), engineering leadership and team building, distributed systems architecture, compliance and regulatory requirements, and production reliability patterns.
Strategies for processing ACH returns when data is missing, truncated, or corrupted. Learn to handle the uncertainty gracefully.
How calm caching turns chaotic — and how teams design guardrails around Redis’s power.
How request-local optimization (preload) becomes system-wide coordination when Redis becomes infrastructure.
When returns come back as contested, your payment system needs to handle the chaos gracefully.